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Target is switching its debit and credit cards over to a more secure technology by early next year.  The new cards are called chip and PIN.  A chip replaces the old magnetic strip, making the cards harder for thieves to duplicate.  A personal identification number is an added protection.  It's a system that's already widely used in Europe.  Target is hoping the change will restore customer confidence after last year's major data breach by cybercriminals.


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